What is PayPal Credit?
PayPal Credit is an open end (revolving) credit card account that provides a reusable credit line built into your account with PayPal giving you the flexibility to pay for your purchases right away or pay over time. It’s easy to apply, easy to use and there whenever you need it. PayPal Credit is subject to credit approval and is offered by Synchrony Bank.
- No interest on purchases of $99 for 6 months
- No annual fee for PayPal Credit
- Shop instantly after approval
- Spend £99 with 0% interest for 4 months
- Acceptable in thousand of online stores
- Payment reminder so you never miss a payment
- Monthly installments offered
- Secured payment processing
- Easy management of your PayPal account
- Quick & easy checkout
How do I apply for
When you apply for PayPal Credit, you’ll be asked to provide your date of birth, your income after taxes, the last 4 digits of your Social Security number, and agree to the Terms and Conditions. You’ll know within seconds if you are approved. And here’s the cool thing: your PayPal Credit account will be linked to your account with PayPal and you’ll see it as a payment option every time you check out with PayPal.
How you will get Approval for Credit Access
Synchrony Bank will review and consider your credit report and other information prior to opening your account and establishing your credit line. This process usually happens in a matter of seconds as part of the PayPal Credit application process.
How to use
To use PayPal Credit, simply checkout using PayPal and select PayPal Credit as your payment method.
How to pay
PayPal Credit? bill?
At any time, you can choose to make a one-time payment or schedule automatic payments towards your balance due. You can pay from either your PayPal balance if you have a PayPal Cash or PayPal Cash Plus account, or your linked bank account conveniently on PayPal.com.